Make sure you’re properly insured before your dive trip begins. Not all travel or health insurance covers activities like scuba diving or the gear that comes with it.That’s why Velura Diving strongly recommends arranging specialized diving and cancellation insurance. It’s the best way to travel prepared, stay protected, and dive with peace.
Be sure to check your own travel insurance for diving and dive baggage conditions before your trip.
Diving insurance is not just a recommendation—it’s a necessity for anyone exploring the underwater world. While standard travel or health insurance often excludes diving-related incidents, a specialized diving insurance plan offers coverage tailored to the risks and realities of the sport.
Scuba diving, especially in remote or exotic destinations like Fuvahmulah, involves risks that require medical expertise and rapid response. Decompression sickness, barotrauma, equipment failure, or encounters with marine life can lead to unexpected emergencies. Treatments like hyperbaric chamber therapy are expensive and may not be available locally without up-front payment or the right insurance coverage.
Having a proper diving insurance policy ensures that:
Most specialized diving insurance providers (such as DAN Europe, Aquamed or DiveAssure) offer:
Annual plans generally start at €45 to €75 per year, and often include worldwide coverage with various activity levels (recreational, deep diving, technical, cave, etc.). Some policies also offer daily or trip-based coverage for occasional divers.
We advise every guest to secure a comprehensive diving insurance policy before joining one of our expeditions. Accidents are rare—but when they do happen, immediate access to professional help can make all the difference. We work with recognized insurers who understand the unique needs of divers and offer direct billing with hospitals and clinics worldwide.
Please note: Many general travel insurance policies exclude scuba diving by default, or only cover it with limited depth or conditions. Always verify the exact terms of your policy—or choose a dedicated provider to avoid unpleasant surprises.
While diving insurance protects you during your dives, travel and cancellation insurance protects the rest of your journey—before, during, and even after your trip. Whether you’re dealing with unexpected illness, a delayed flight, or a last-minute cancellation, the right insurance helps you avoid unnecessary financial stress and ensures your trip runs smoothly.
Travel insurance is essential when you’re far from home, especially in remote dive destinations like the Maldives. Medical care abroad can be expensive, and standard health insurance often won’t reimburse costs outside your home country.
A good travel insurance policy typically includes:
Important: Not every travel insurance covers scuba diving by default. You may need to add a “dangerous sports” or “underwater sports” extension to your policy. Always check the policy terms carefully, or ask us for advice on providers who do include diving.
Life is unpredictable. Sickness, family emergencies, or even a lost passport can suddenly stop you from joining your dive expedition. Cancellation insurance ensures you get your money back if you’re unable to travel due to valid and documented reasons.
Common covered reasons include:
Most cancellation insurances also cover:
Our expeditions are unique, once-in-a-lifetime experiences in remote regions. With limited group size and high demand, cancellations can be costly if not covered. We highly recommend taking out a cancellation insurance policy that includes your full package: flights, accommodation, and diving activities.
We also understand that travel plans sometimes change. Having cancellation coverage ensures you’re not left paying for a trip you couldn’t take—while also allowing us to offer your spot to another diver if needed.
Tip: Always check your own travel insurance policy to make sure it includes scuba diving and dive-related travel. If it doesn’t, we can advise you on trusted providers.
